Insurance + Risk Services

Your investment property is both an asset and a source of income that needs to be protected. EngInsure’s advisers can safeguard your investment with a tailored, comprehensive Landlord Insurance policy designed to respond effectively in a range of circumstances.

Aside from providing essential cover for your contents and liability as a landlord, Landlord insurance can offer protection for additional exposures like Loss of Rent by an insured peril and Rent Default.

EngInsure, in partnership with our specialist provider Landlords Insurance, offers two levels of Contents cover to suit your needs:

• $20,000
• $70,000

With very competitive premiums, this Accidental Damage Landlord policy provides you with the most extensive breadth of cover for accidental loss or damage caused by your tenant.

Create greater security for your investment income with a quality Landlord Insurance policy.

Landlords Insurance products issued by Whitbread Associates Pty Ltd trading as Whitbread Insurance Brokers | ABN 69 005 490 228 | AFSL 229 092 on behalf of the insurer Guild Insurance Limited trading as Acerta, ABN 55 004 538 863. Landlords Insurance acts on behalf of the insurer under an agreement with Whitbread Insurance Brokers and the insurer Guild Insurance Limited trading as Acerta. Any advice provided is general only and does not take into account your personal circumstances. Consider the Product Disclosure Statement, Policy Wording and Target Market Determination, where applicable, available from our office to determine if this product is right for you.

Covered features

Accidental Damage

Cover for accidental loss or damage to Landlord contents caused by a tenant. Subject to policy limits and conditions.

Loss of Rent

Provides cover should the property become uninhabitable due to an insured physical loss or damage to the building. Cover includes prevention of access due to damage to a nearby property, whilst a lease is in place. Subject to policy limits and conditions.

Legal Liability

Protection for your legal liability as a landlord for events resulting in death or bodily injury and / or property damage. Subject to policy limits and conditions.

Rent Default

Coverage for instances when the tenant vacates the premises without notice, defaults in paying rent owed under the terms of the lease or as a result of a tenant being legally evicted, whilst a lease is in place. Subject to policy limits and conditions.

Larceny, Theft, Malicious Damage & Vandalism

Protection for loss or damage to property as a result of a deliberate or intentional act caused by tenants. Subject to policy limits and conditions.

Building Insurance (Optional)

Building Insurance cover is available as an extension to a Landlord Insurance policy where necessary. Note: This is an optional cover and an additional premium applies.