Insurance + Risk Services

EngInsure’s advisers will listen closely to your needs to help tailor a high quality Home Insurance solution designed to respond when things don’t go to plan. We can provide you with access to a variety of competitive Home Insurance solutions not directly available to the general public.

Specialist guidance and advice

Need the assistance of a professional? Contact our personal insurance team to receive specialist advice when it comes to your property insurance.

We tailor solutions for the following:

• Prestige Home and Contents Insurance
• Holiday Home Insurance
• Accidental Damage Home and Contents Insurance

Accidental Damage Policies

EngInsure will generally always recommend for you to take out an Accidental Damage Home Insurance policy.  An Accidental Damage policy provides more extensive coverage than a Defined Events policy. For example, should you accidentally spill paint on the carpet or drop your television, these items would be covered under an Accidental Damage policy, but not under a Defined Events insurance policy.

Claims Service

EngInsure’s professional claims consultants will proactively manage the settlement of any insurance claims you may have. We will do everything within our means to get your home back to its normal state as quickly as possible.

Please Note: Below are some of the more common insurance policy features of a Home Insurance policy, however, the list is not exhaustive and some features may not be offered by all insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions.

Covered features

Property Damage

Cover for insured damage, physical loss or total loss of your home during the policy period.

Accidental Damage of Contents

Cover for accidental loss and / or damage to contents, including breakage of items whilst being carried or in use.

Worldwide Coverage

All possessions are automatically covered for accidental loss and / or damage no matter where you are around the world.

Prestige policy: Coverage still applies when you are travelling, or if your contents are in storage or transit.

Complimentary Home Appraisal

Prestige Policy: Option to engage a complimentary home appraisal after placing your policy, or if you move to a new location during the period of your insurance.

High Value Items

Prestige Policy: A Prestige Home and Contents policy provides you with the ability to insure high value items such as jewellery, works of art, collections and antiques kept in your home.