EngInsure’s advisers will listen closely to your needs, working with you to tailor a high quality Home Insurance solution designed to respond when things don’t go to plan.
We can provide you with access to a variety of competitive Home Insurance solutions not directly available to the general public.
EngInsure specialise in the following areas:
- Accidental Damage Home and Contents Insurance
- Prestige Home and Contents Insurance
- Holiday Home Insurance
Accidental Damage Policies
EngInsure will generally always recommend that you take out an Accidental Damage Home Insurance policy. An Accidental Damage policy provides more extensive coverage than a Defined Events policy. For example, should you accidentally spill paint on the carpet or drop your television, these items would be covered under an Accidental Damage policy but not under a Defined Events insurance policy.
Please Note: Below are some of the more common insurance policy features of a Home Insurance policy, however, the list is not exhaustive and some features may not be offered by all insurers. Please refer to the insurer-specific policy wording for inclusions, exclusions, terms and conditions.
Cover for insured damage, physical loss or total loss of your home during the policy period.
Accidental Damage of Contents
Cover for accidental loss and / or damage to contents, including breakage of items whilst being carried or in use.
All possessions are automatically covered for accidental loss and / or damage no matter where you are around the world.
Prestige policy: Coverage still applies when you are travelling, or if your contents are in storage or transit.
Complimentary Home Appraisal
Prestige Policy: Option to engage a complimentary home appraisal after placing your policy, or if you move to a new location during the period of your insurance.
High Value Items
Prestige Policy: A Prestige Home and Contents policy provides you with the ability to insure high value items such as jewellery, works of art, collections and antiques kept in your home.